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Credit repair is important in West Virginia. Your credit score affects all of your financing expenses. A poor credit score can cost you hundreds of dollars in higher interest payments every month. In cat we can help you improve your credit score usually in 45 to 60 days. An important part of financial stability is how to repair credit to maintain the highest credit score possible especially in West Virginia.

3 Easy Steps Towards Credit Repair

Bankruptcy Removal How long does a bankruptcy stay on your credit report?

The length of time you’ll see a bankruptcy stay on your credit report depends on what type it is. A Chapter 7 bankruptcy remains on your credit report for 10 years while a Chapter 13 bankruptcy remains on your credit report for just 7 years.

However, contrary to popular belief, bankruptcies can be removed from your credit report early and you can get credit after a bankruptcy. You do NOT have to wait up to 7 or 10 years before being able to get a mortgage, car loan, or any other type of credit again. In fact, it usually only takes a few years to be able to get access to loans and credit cards again. But that can seem like a long wait when you need cash upfront. Plus, once you do start to qualify again, you’ll still be paying extraordinarily high interest rates.

Rather than getting stuck with high interest rates and low balance maximums, work on negating the effects of bankruptcy as much as possible. Between disputing the bankruptcy itself and taking concrete actions to rebuild your credit, you can get much better offers for credit cards and loans. One mistake doesn’t have to set you back financially for the next ten years. Read on to find out the various ways in which you can recover from having a bankruptcy on your credit report.
Can credit repair help you in West Virginia to achieve financial stability? Repair Credit How long does a bankruptcy stay on your credit report?

The length of time you’ll see a bankruptcy stay on your credit report depends on what type it is. A Chapter 7 bankruptcy remains on your credit report for 10 years while a Chapter 13 bankruptcy remains on your credit report for just 7 years.

However, contrary to popular belief, bankruptcies can be removed from your credit report early and you can get credit after a bankruptcy. You do NOT have to wait up to 7 or 10 years before being able to get a mortgage, car loan, or any other type of credit again. In fact, it usually only takes a few years to be able to get access to loans and credit cards again. But that can seem like a long wait when you need cash upfront. Plus, once you do start to qualify again, you’ll still be paying extraordinarily high interest rates.

Rather than getting stuck with high interest rates and low balance maximums, work on negating the effects of bankruptcy as much as possible. Between disputing the bankruptcy itself and taking concrete actions to rebuild your credit, you can get much better offers for credit cards and loans. One mistake doesn’t have to set you back financially for the next ten years. Read on to find out the various ways in which you can recover from having a bankruptcy on your credit report.
Credit Repair